{"id":52664,"date":"2023-08-08T15:04:56","date_gmt":"2023-08-08T13:04:56","guid":{"rendered":"https:\/\/gorica.info\/?p=52664"},"modified":"2023-08-08T15:04:56","modified_gmt":"2023-08-08T13:04:56","slug":"ustavni-sud-presudio-banke-nisu-smjele-naplacivati-naknade-za-prijevremenu-otplatu-kredita-u-svicarcima","status":"publish","type":"post","link":"https:\/\/gorica.info\/en\/ustavni-sud-presudio-banke-nisu-smjele-naplacivati-naknade-za-prijevremenu-otplatu-kredita-u-svicarcima\/","title":{"rendered":"Ustavni sud presudio: Banke nisu smjele napla\u0107ivati izlazne naknade za prijevremenu otplatu kredita u \u0161vicarcima"},"content":{"rendered":"<p><strong>Udruga Franak<\/strong> objavila je kako je <strong>Ustavni sud<\/strong> presudio da banke <strong>nisu smjele ugovarati<\/strong> i napla\u0107ivati tzv. <strong>izlazne naknade<\/strong> za prijevremenu otplatu kredita i da takve naknade moraju biti vra\u0107ene potro\u0161a\u010dima.<\/p>\n<p>Navode da je Ustavni sud 13. srpnja odlu\u010dio o <strong>pet ustavnih tu\u017ebi<\/strong> koje su Privredna banka Zagreb i Addiko banka uputile Ustavnom sudu u povodu revizijskih odluka Vrhovnog suda RH.<\/p>\n<p>U zajedni\u010dkoj presudi <a href=\"https:\/\/gorica.info\/en\/?s=udruga+franak\">Ustavni sud<\/a> je presudio da banke nisu smjele ugovarati i napla\u0107ivati tzv. izlazne naknade za prijevremenu otplatu kredita i da takve naknade moraju biti vra\u0107ene potro\u0161a\u010dima.<\/p>\n<p>Ustavni sud odbio je ukupno pet takvih ustavnih tu\u017ebi zajedni\u010dkom presudom, pri \u010demu je nebitno jesu li banke ugovarale to\u010dan postotak od preostale glavnice ili su ugovarale da \u0107e se naknada naplatiti prema tarifi banke. Naravno, to vrijedi i za ugovore s leasing ku\u0107ama, isti\u010du iz Udruge Franak.<\/p>\n<p><a href=\"https:\/\/www.facebook.com\/UdrugaFranak.hr\">Udruga Franak<\/a> procjenjuju da banke ukupno duguju potro\u0161a\u010dima <strong>nekoliko desetaka milijuna eura<\/strong> nezakonito napla\u0107enih izlaznih naknada, a radi se o iznosima od nekoliko stotina pa do nekoliko tisu\u0107a eura po jednom kreditu.<\/p>\n<p>Kao primjer navode korisnika kredita kojem je napla\u0107eno<strong> 1.300 eura naknade<\/strong>, a sudskim putem dobio je ukupno oko <strong>2.300 eura<\/strong> od banke na ime ukupnog obe\u0161te\u0107enja.<\/p>\n<p>Pozivaju potro\u0161a\u010de da tu\u017ee banke i leasing ku\u0107e zbog napla\u0107enih izlaznih naknada i na taj na\u010din uzmu natrag svoj novac uz naplatu zateznih kamata.<\/p>\n<p>&#8211; Zastare potra\u017eivanja za te napla\u0107ene naknade nema, jer zastara potra\u017eivanja na temelju pravnog shva\u0107anja Vrhovnog suda RH po\u010dinje te\u0107i tek utvr\u0111enjem ni\u0161tetnosti u svakoj pojedina\u010dnoj presudi! Pozivamo ujedno Vrhovni sud da rije\u0161i preostala pravna pitanja iz kolektivne presude, pitanje obe\u0161te\u0107enja nakon konverzija i pitanje ni\u0161tetnosti CHF ugovora \u2013 poru\u010dili su iz udruge.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Udruga Franak objavila je kako je Ustavni sud presudio da banke nisu smjele ugovarati i napla\u0107ivati tzv. izlazne naknade za prijevremenu otplatu kredita i da takve naknade moraju biti vra\u0107ene potro\u0161a\u010dima. Navode da je Ustavni sud 13. srpnja odlu\u010dio o pet ustavnih tu\u017ebi koje su Privredna banka Zagreb i Addiko banka uputile Ustavnom sudu u [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":52665,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"limit_modified_date":"","last_modified_date":"","jnews-multi-image_gallery":[],"jnews_single_post":[],"jnews_primary_category":[],"jnews_override_counter":[],"footnotes":""},"categories":[85],"tags":[376,10964,1859,10965,1640,10966,1382,3355],"class_list":["post-52664","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-potrosaci","tag-banke","tag-izlazna-naknada","tag-kredit","tag-obestecenje","tag-presuda","tag-stediste","tag-udruga-franak","tag-ustavni-sud"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ 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