{"id":84229,"date":"2025-02-02T06:19:14","date_gmt":"2025-02-02T05:19:14","guid":{"rendered":"https:\/\/gorica.info\/?p=84229"},"modified":"2025-02-01T15:54:10","modified_gmt":"2025-02-01T14:54:10","slug":"hbor-daje-malim-i-srednjim-poduzecima-povoljne-kredite","status":"publish","type":"post","link":"https:\/\/gorica.info\/en\/hbor-daje-malim-i-srednjim-poduzecima-povoljne-kredite\/","title":{"rendered":"HBOR daje malim i srednjim poduze\u0107ima povoljne kredite"},"content":{"rendered":"<p><span style=\"font-size: 20px;\"><strong>Hrvatska banka za obnovu i razvitak<\/strong> (HBOR) daje <strong>malim i srednjim poduze\u0107ima<\/strong> iz sektora prera\u0111iva\u010dke industrije <strong>povoljne kredite<\/strong>.<\/span><\/p>\n<p><span style=\"font-size: 20px;\">Krediti su namijeni za <strong>modernizaciju proizvodnje<\/strong>, digitalizaciju i pove\u0107anja produktivnosti poduze\u0107a kroz povoljnije uvjete financiranja.<\/span><\/p>\n<p><span style=\"font-size: 20px;\">Rok otplate je<strong> do 14 godina<\/strong>, uklju\u010duju\u0107i <strong>po\u010dek do tri godine<\/strong>. Najni\u017ei iznos kredita <strong>iznosi 100.000 eura<\/strong>, dok najvi\u0161i mo\u017ee <strong>dose\u0107i 3 milijuna eura<\/strong>, isti\u010du iz <a href=\"https:\/\/www.hbor.hr\/poduzetnicima-novih-80-milijuna-eura-za-modernizaciju-proizvodnje-i-poslovanja\/1752\">HBOR-a<\/a>.<\/span><\/p>\n<p><span style=\"font-size: 20px;\">Klju\u010dna karakteristika ovog financijskog instrumenta je njegova struktura koja uklju\u010duje <strong>kombinaciju kredita i bespovratnih sredstava<\/strong>. Kapitalni rabat, odnosno otpis glavnice koji mo\u017ee <strong>iznositi do 50 posto<\/strong> ukupnog iznosa kredita, ostvaruje se po ispunjenju unaprijed definiranih kriterija, navode iz HBOR-a.<\/span><\/p>\n<p><span style=\"font-size: 20px;\">Krediti \u0107e se odobravati<strong> bez naknada za obradu<\/strong> kreditnog zahtjeva, za rezervaciju sredstava te za prijevremeni povrat (otpis) kredita koji je rezultat realizacije kapitalnog rabata.<\/span><\/p>\n<p><span style=\"font-size: 20px;\">Ukupno je za plasman korisnicima kredita na raspolaganju<strong> 79,7 milijuna eura<\/strong> &#8211; od \u010dega 50% iz sredstava Europskog fonda za regionalni razvoj i 50% iz sredstava HBOR-a.<\/span><\/p>\n<p><span style=\"font-size: 20px;\"><a href=\"https:\/\/gorica.info\/en\/hoce-li-drzava-popustiti-obrtnicima-i-ukinuti-ogranicenja-rada-nedjeljom\/\"><strong>Poduzetnici<\/strong> <\/a>uz povoljne kredite imaju priliku realizirati projekte koji doprinose razvoju <strong>konkurentnosti i produktivnosti<\/strong>, \u010dime se izravno ja\u010da ukupna gospodarska otpornost Hrvatske.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Hrvatska banka za obnovu i razvitak (HBOR) daje malim i srednjim poduze\u0107ima iz sektora prera\u0111iva\u010dke industrije povoljne kredite. Krediti su namijeni za modernizaciju proizvodnje, digitalizaciju i pove\u0107anja produktivnosti poduze\u0107a kroz povoljnije uvjete financiranja. Rok otplate je do 14 godina, uklju\u010duju\u0107i po\u010dek do tri godine. Najni\u017ei iznos kredita iznosi 100.000 eura, dok najvi\u0161i mo\u017ee dose\u0107i 3 [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":84230,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"limit_modified_date":"1","last_modified_date":"","jnews-multi-image_gallery":[],"jnews_single_post":{"subtitle":"","format":"standard","override":[{"template":"3","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"top","share_float_style":"share-monocrhome","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_author_image":"1","show_post_date":"1","post_date_format":"default","post_date_format_custom":"Y\/m\/d","show_post_category":"1","show_post_reading_time":"1","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","show_popup_post":"1","number_popup_post":"1","show_post_related":"1"}],"image_override":[{"single_post_thumbnail_size":"crop-500","single_post_gallery_size":"crop-500"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0"},"jnews_primary_category":[],"jnews_override_counter":{"view_counter_number":"0","share_counter_number":"0","like_counter_number":"0","dislike_counter_number":"0"},"footnotes":""},"categories":[88],"tags":[13627,10242,17274,17276,17280,17273,17279,11015,17278,17275,15554],"class_list":["post-84229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gospodarstvo","tag-gospodarstvo","tag-hbor","tag-kreditiranje","tag-naknada-za-obradu-kredita","tag-otpis-glavnice","tag-povoljni-krediti","tag-povoljni-uvjeti-financiranja","tag-preradivacka-industrija","tag-razvoj-poduzetnistva","tag-srednji-poduzetnici","tag-vg-vijesti"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>HBOR daje malim i srednjim poduze\u0107ima povoljne kredite - Gorica Info<\/title>\n<meta name=\"description\" content=\"HBOR daje malim i srednjim poduze\u0107ima povoljne kredite. Najn\u017ei iznos koji mogu dobiti je 100.000 eura, a najvi\u0161i 3 milijuna eura.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/gorica.info\/en\/hbor-daje-malim-i-srednjim-poduzecima-povoljne-kredite\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"HBOR daje malim i srednjim poduze\u0107ima povoljne kredite\" \/>\n<meta property=\"og:description\" content=\"HBOR daje malim i srednjim poduze\u0107ima povoljne kredite. 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